Global Banking For Everyone
Get a USD, EUR and GBP account in your name to receive or send money globally.

Why Hurupay?
Free To Open
Opening a USD, EUR or GBP account on Hurupay is completely free and there are no monthly fees.

Send & Receive USD/EUR/GBP
Send and receive different payments globally via ACH, Wire, SEPA or SWIFT.
Get Same Day Settlements
We support Same-Day-Settlements ensuring you money arrives in your account as soon as it is sent
Crypto Withdrawal Options
Withdraw funds to Exchanges like Binance or Bybit to get USDC or USDT then do P2P for great rates. You can also withdraw funds directly to local banks & mobile money.

Receive Global Payments From Companies & Clients Worldwide
You can receive payments through ACH, Wire, SEPA or SWIFT from US banks, Europe banks, PayPal, Wise, Revolute, Monzo, and Venmo. You can also receive payments from Fiverr, Upwork, Payoneer, Deel, Youtube & others

Receive Money From Families & Friends Abroad
With Hurupay app, you can also receive money in USD, EUR or GBP directly from family members or friends living abroad.

Convert USD To USDC Or USDT Stablecoins
When you receive USD or EUR on Hurupay, your funds are automatically convert into USDC or EURC stablecoin. You can then transfer to exchanges like Binance or Bybit to do P2P for great rates.

Get Started In 3, 2, 1...
Create An Account
Download Hurupay app and create an account.
Verify Your Identity
Verify your identity using your government-issued documents.
Start Receiving USD/EUR/GBP
Start receiving payments in your Hurupay account.

What Our Customers & Businesses Say

"Hurupay is exactly what I've been looking for. I can receive regular USD payments and get stablecoins which I can transfer to Binance to good P2P rates."
David Chinedu - Nigeria
Freelancer

"The Hurupay team has done an amazing job. The signup process was easy and I love how fast transactions arrive in my account."
Maria Elena - Philippines
Remote Worker

"Hurupay is a game-changer. I can now receive payments from my family in UK very easily."
José Antonio - Brazil
Individual
"Paying my remote team was a big problem before coming across Hurupay. Now I can do batch payments straight to their USD accounts."
Virtual Tribe - USA
Business
Frequently Asked Questions
Supported countries
Anyone with a Government ID, Passport, Driver's license, Visa, Resident permit, or other documents of the same weight from the following countries can open a USD account:
1. Africa: (Nigeria, Ghana, Senegal, South Africa, Mauritius, Tanzania, Uganda, Rwanda, Burundi, Zambia, Mozambique, Malawi, Seychelles, Madagascar, Cameroon, Botswana, Namibia, Sierra Leone, Togo, Gambia, Gabon, Burkina Faso, Benin, Guinea, Guinea-Bissau, Liberia).
2. Europe: (UK, Germany, France, Spain, Portugal, Italy, Belgium, Denmark, Netherlands, Turkey).
3. South America: (Argentina, Brazil, Colombia, Chile, Guyana, Paraguay, Peru).
4. Asia: (Philippines, Indonesia, Malaysia, Singapore, India, Sri Lanka, Japan, Thailand, Hongkong, Saudi Arabia).
5. North America: (USA, Canada, Mexico, El Salvador, Costa Rica).
6. Oceania: (Australia, New Zealand).
How does a Hurupay global account work?
A Hurupay account functions like a US, UK or Europe bank account, offering you an account number, a bank routing number & an IBAN to receive payments directly via ACH, Wire, SEPA or SWIFT transfer from individuals & businesses.
Is there a fee to open an account?
No. Opening a Hurupay USD, EUR and GBP account is free and there are No monthly charges.
What are the fees to receive Money?
1. ACH Deposit: 1% Only
2. Wire Deposit: 1% + $20
3. Crypto Deposit: All USDC deposits are free and arrive instantly.
Note: The $20 Wire charge is a US banks processing charges and apply to all Wire transactions.
Supported Vs. Unsupported payments
Supported Payments:
1. Freelance platforms: Payments from Upwork, Fiverr, Payoneer, Deel, PayPal, Wise, Venmo, Stripe, and Airbnb.
2. Business payments: Payments from a registered business for services provided.
3. Family members: Payments from a family member with the same last name (e.g. from Dewi Sari to Putri Sari).
4. Payments from yourself to yourself (e.g. from Dewi Sari PayPal to Dewi Sari Hurupay account).
5. Friends/third-party: All third-party transactions (e.g., payments from friends or businesses) will still undergo additional review. Extra documentation may be required before processing the transaction.
Unsupported Payments: Hurupay will permanently close any account that violates the following policy:
1. Refunds of any type; whether college/university or refund from a business.
2. Receiving payments on behalf of someone else.
3. Payments from gambling sites and dark websites.
4. Loans, debt repayments, or lending platforms.
5. Payments related to adult services or high-risk industries.
Important Notice: Always ensure that payments sent to you include your full and accurate account details as provided on Hurupay account. Otherwise, the payment will be canceled.
Why was my payment rejected?
Payments can be rejected for several reasons based on our banking partner's compliance checks. Common reasons include:
1. Payment details mismatch: The payment details provided by the sender (e.g. beneficiary name or account number) do not match the information on your Hurupay account.
2. Payment recall: The sender marked the transaction as unauthorized and requested a reversal.
3. Amount exceeds limit: The deposit amount is higher than what is allowed for your account.
4. Unclear relationship: Lack of clarity as to the relationship between the sender and the beneficiary.
5. Unsupported regions/states: Currently, we do not support peer-to-peer/ third-party payments coming from the states of Florida, New York, Lousiana, Alaska.
6. Suspected fraud: The payment was flagged as potentially fraudulent or associated with suspicious activity.
If you feel that a payment was unfairly rejected, please reach out to us for a review.
What are the transaction limits?
1. Peer-to-peer & Third-party transactions between unrelated people (e.g. payments from a friend) have a limit of $4,999 per transaction. Please note that Hurupay may ask for more information before processing a payment.
2. Payroll/salary payments from registered businesses and platofrms like Upwork, Fiverr, Payoneer, PayPal and Wise have No limit.
How long do transactions take to process?
1. ACH Deposit: 0 to 1 days (We support Same-Day-ACH)
2. Wire Deposit: 1 to 2 days
3. USDC/EURC Deposits: Instant and FREE!
4. Crypto Withdrawals (USDC/USDT/EURC): Instant and FREE!
Note: If your transaction has not arrived within this time, please reach out to us via email.
When does Hurupay process transactions?
1. Hurupay processes transactions from Monday to Friday between 9:00 AM and 5:00 PM New York Time (2:00 PM and 10:00 PM GMT) when US banks are open.
2. All transactions made over the weekend will process in the new week at 9:00 AM Monday morning New York Time.
3. Hurupay does not process funds on US banking or federal holidays. All transactions made during a US Federal Holiday will be processed the next day at 9:00 AM New York Time (2:00 PM GMT).
Refer to this link to see all the US banking holidays: US Banking Holidays.
How can I withdraw funds?
1. You can transfer funds to crypto exchanges like Binance and Bybit for zero fees, and instantly get USDC or USDT.
2. You can also withdraw funds straight to local bank or mobile money for supported countries and get local currency.
Is my Hurupay account secure?
Yes. Hurupay is a self-custody wallet, meaning you are in full control of your funds. Once you receive money on Hurupay, you are the only one who can access it. No one can touch it - not even Hurupay.
Have more questions? Contact Us Now
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Experience Modern Global Banking Today. Available In 50+ Countries
Ghana
Nigeria
Senegal
South Africa
Mauritius
Tanzania
Uganda
Rwanda
Burundi
Zambia
Mozambique
Malawi
Seychelles
Madagascar
Cameroon
Botswana
Namibia
Togo
Gambia
Gabon
Burkina Faso
Benin
Guinea
Guinea-Bissau
Liberia
United Kingdom
Germany
France
Spain
Portugal
Italy
Belgium
Denmark
Netherlands
Turkey
Argentina
Brazil
Colombia
Chile
Guyana
Paraguay
Peru
Singapore
India
Sri Lanka
Japan
Thailand
Hong Kong
Saudi Arabia
United States
Canada
Mexico
El Salvador
Costa Rica
Philippines
Indonesia
Malaysia
Australia
New Zealand