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Fastest Way to Send Money from Nigeria to Abroad (Without High Fees)

May 5, 2025

A Close Up Look Into The Nigerian Naira

Sending money from Nigeria to friends, family, or business partners abroad can be a headache. Between high transfer fees, delayed delivery times, and strict banking rules, most Nigerians are stuck with slow and expensive options. But what if there was a faster, cheaper, and smarter way to move money internationally?

Meet Hurupay — a global banking platform that lets Nigerians send and receive money in USD, EUR, and GBP without breaking the bank.

Why Traditional Methods Don't Work Anymore

Let’s be honest: options like SWIFT transfers, PayPal, and even some fintech apps can cost a fortune.

  • SWIFT Transfers: Often take 3–5 business days to arrive and charge high processing fees. If you’re unlucky, intermediary banks might take a cut too.

  • PayPal: While widely known, it's notorious for its high fees (4.4% + fixed fee), poor exchange rates, and account freezes.

  • Local Banks: Many still struggle with USD liquidity, delayed transfers, and unexpected deductions on both ends.

By the time your money arrives, the person on the other side might have received significantly less than what you intended to send.

Why Hurupay Is the Smartest Way to Send Money from Nigeria

Hurupay is built for global money transfers — especially for users in emerging markets like Nigeria. Here’s what makes it better:

1. Free USD, EUR, and GBP Accounts

Sign up and get a free international account in your name — no SSN, no U.S. visa, no paperwork. Your account comes with real U.S. banking details (ACH + Wire supported), which you can use to receive payments from platforms like PayPal, Stripe, Upwork, Deel, Fiverr, and more.

2. 1% Flat Fee — No Surprises

Hurupay charges just 1% to receive money via ACH, and 1% + $20 for wire transfers. No monthly maintenance, hidden deductions, or surprise charges. You always know what you’re paying.

3. Instant Settlement in Stablecoins

Once the money is received, it’s instantly converted to USDC or USDT (stablecoins pegged 1:1 to the U.S. Dollar). This means your funds are protected from naira devaluation and you can access them almost instantly.

4. Withdraw to Bank, Mobile Money, or Crypto

From your Hurupay dashboard, you can:

  • Withdraw to any Nigerian bank account

  • Send to mobile money services like Opay, PalmPay, or Paga

  • Transfer to Binance, Bybit, or other crypto wallets

  • Hold funds in stablecoins for saving or staking (earn up to 4.5% APR)

5. Supports 100+ Countries

Whether you’re sending to or receiving from the U.S., UK, Canada, Germany, Ghana, Kenya, or South Africa, Hurupay works. It's built to support cross-border payments seamlessly.

6. No SSN or Residency Required

You don’t need a U.S. address, visa, or social security number. All you need is a Nigerian government-issued ID and a few minutes to complete KYC.

7. Send Money to Loved Ones Abroad

Want to send money to a child schooling in Canada? Or a sibling in the U.S.? Hurupay makes it simple. You can fund your Hurupay wallet with naira and convert it to USD to send directly to their Hurupay account or other supported accounts.

8. Multi-Language Support and Friendly UX

The app is easy to use, with customer support available in English and other major languages. Whether you're tech-savvy or new to digital wallets, Hurupay is beginner-friendly.

How to Get Started

  1. Visit hurupay.com or download the Hurupay app from the Play Store or App Store.

  2. Create a free account.

  3. Verify your identity using your Nigerian ID or international passport.

  4. Get instant access to your foreign accounts (USD, EUR, GBP).

  5. Send or receive money from anywhere in the world.

Real Nigerians. Real Testimonials.

"Hurupay helped me receive money from my sister in the U.S. within minutes. Way faster and cheaper than PayPal or banks." — Tope A., Abuja

"As a freelancer, Hurupay is a lifesaver. Clients pay me in USD, I convert to crypto and get the best rates." — Chinedu O., Lagos

"I used to rely on black market exchanges to convert dollars. With Hurupay, I receive stablecoins and cash out at great rates." — Titi O., Ibadan

Tips for Using Hurupay Effectively

  • Always compare rates: Check naira-to-USD rates before withdrawing.

  • Use staking for passive income: Earn interest by holding your stablecoins in your wallet.

  • Refer friends: Hurupay offers referral bonuses when you invite others to join.

Final Thoughts

Whether you’re a freelancer, remote worker, business owner, or just someone looking to send support to family overseas, Hurupay gives you the tools to take control of your money.

Fast, secure, affordable, and globally accepted.

Open your free Hurupay account today and send money abroad the smart way. No stress. No hidden fees. Just freedom.

Global Banking for Everyone

Get a USD, EUR and GBP account in your name to receive or send money globally.

Send & Receive money from 100+ countries

Philippines

Indonesia

Malaysia

Vietnam

Argentina

Mexico

Brazil

Colombia

Nigeria

South africa

Ghana

Tanzania

USA

Canada

UK

Get in Touch

500 Treat Avenue, San Francisco, California, United States

651 N Broad St, New Castle, Delaware, United States

hello@hurupay.com

Copyright © Hurupay Inc. 2025

Hurupay is a financial technology company, not a bank. We provide banking-like services through stablecoins.

Global Banking for Everyone

Get a USD, EUR and GBP account in your name to receive or send money globally.

Send & Receive money from 100+ countries

Philippines

Indonesia

Malaysia

Vietnam

Argentina

Mexico

Brazil

Colombia

Nigeria

South africa

Ghana

Tanzania

USA

Canada

UK

Get in Touch

500 Treat Avenue, San Francisco, California, United States

651 N Broad St, New Castle, Delaware, United States

hello@hurupay.com

Copyright © Hurupay Inc. 2025

Hurupay is a financial technology company, not a bank. We provide banking-like services through stablecoins.

Global Banking for Everyone

Get a USD, EUR and GBP account in your name to receive or send money globally.

Send & Receive money from 100+ countries

Philippines

Indonesia

Malaysia

Vietnam

Argentina

Mexico

Brazil

Colombia

Nigeria

South africa

Ghana

Tanzania

USA

Canada

UK

Get in Touch

500 Treat Avenue, San Francisco, California, United States

651 N Broad St, New Castle, Delaware, United States

hello@hurupay.com

Copyright © Hurupay Inc. 2025

Hurupay is a financial technology company, not a bank. We provide banking-like services through stablecoins.

Global Banking for Everyone

Get a USD, EUR and GBP account in your name to receive or send money globally.

Send & Receive money from 100+ countries

Philippines

Indonesia

Malaysia

Vietnam

Argentina

Mexico

Brazil

Colombia

Nigeria

South africa

Ghana

Tanzania

USA

Canada

UK

Get in Touch

500 Treat Avenue, San Francisco, California, United States

651 N Broad St, New Castle, Delaware, United States

hello@hurupay.com

Copyright © Hurupay Inc. 2025

Hurupay is a financial technology company, not a bank. We provide banking-like services through stablecoins.