How Do I Open a Dollar Account? (Beginner’s Guide)

If you're based in Asia and looking to receive or send money globally in U.S. dollars, opening a USD account is a smart move. Whether you're a freelancer, remote worker, online business owner, or simply someone with international family ties, this guide is for you.

Why Open a USD Account in Asia?

• Get paid in USD by international clients or platforms like Upwork, Fiverr, or PayPal.

• Avoid currency conversion losses by holding your earnings in USD.

• Make cross-border payments easily for goods, services, or investments.

• Protect your income from volatile local currencies.

1. Choose the Right Platform

Traditional banks in Asia often make it difficult to open a USD account without extra paperwork, high fees, or minimum balance requirements. Instead, consider modern fintech platforms.

Best Option: Hurupay

• Open a free virtual USD account (no SSN or U.S. address required)

• Get a real U.S. account and routing number

• Receive USD payments via ACH and wire transfers

• Works globally, including in countries like the Philippines, India, Indonesia, and Vietnam

• Withdraw to local bank, mobile wallet, or crypto (USDC/USDT)

• No monthly fees or hidden charges

2. Requirements to Open a USD Account with Hurupay

• Government-issued ID (passport or national ID)

• Internet connection and mobile phone

• Basic personal information for KYC (Know Your Customer) verification

3. Steps to Open a USD Account with Hurupay

1. Visit hurupay.com

2. Sign up for a free account

3. Complete KYC verification with your ID

4. Receive your U.S. account details (account and routing number)

5. Start receiving payments in USD!

4. Receiving and Withdrawing Money

• Receive Payments: From platforms (Upwork, Fiverr, Deel), employers, or clients

• Automatic USD-to-USDC Conversion: Protects you from currency devaluation

• Withdraw Funds:

  • To local bank account (in INR, PHP, VND, etc.)

  • To mobile money services (where available)

  • To crypto wallets like Binance or Bybit

Is Hurupay Safe?

Yes. Hurupay uses blockchain technology and stablecoins to ensure your funds are secure and always accessible. Your money is never locked in or exposed to traditional banking risks.

Final Thoughts

Opening a USD account from Asia is now easier than ever. With Hurupay, you can receive global payments, protect your income, and withdraw money however you like—all without setting foot in the U.S.

Ready to get started?
Open your free Hurupay account today and take control of your global earnings.